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How Do You Know Your Roof Is Damaged After A Storm?

8 Aug 2017
Many homeowners are not aware of hail damage on their roofs. Hail damage to rooftops often times cannot be seen from the ground, and that’s a big reason why the idea of hail damage hardly ever crosses a homeowner’s mind. Although you cannot fully determine the amount of hail damage on a roof from the ground, there are some signs that a trained eye can point out and help determine if there may be more damage up top.

  • Dents in gutters, gutter screens or downspouts. If metal or vinyl exterior features are affected, your roof is also likely affected.

  • Dents in siding or window sills. Look also at any other exposed metal surfaces, like metal fascia on the roof eaves for signs of hail damage impact, even if it looks like a faint ding.

  • Damage to decks or painted wood surfaces. If you see chipped paint, it may be the result of hail impact.

  • Sand or other roofing material in the gutter or downspouts. This is a sign of extensive damage to shingles, even when you are not able to see the harm done.


Keep in mind that some signs of hail damage might be difficult to spot. Without a close inspection, you might miss signs of damage. However, you should not give in to the temptation to climb up on your roof yourself to look. Not only could you injure yourself, but if you walk on your roof after the storm, you could have trouble getting compensation from your insurance company.

Instead, it’s better to contact a roofing company and your insurance agent for a damage assessment.

 

When To Get A Hail Damage Inspection

The trouble with some hail damage is that the harm is not always clearly visible directly after the storm has passed. Damage can take several weeks or even months to fully manifest. Unfortunately, many homeowners assume that their roof is fine after a hailstorm, and decide not to get an inspection only to be forced to deal with roof leaks and expensive repairs later on.

While it may take a few years for hail damage to get bad enough to cause leaks, most insurance companies have time limitations for filing a claim. This can leave homeowners footing the bill for costly damage that would have otherwise been covered by their insurance company. When it comes to your home, it’s always better to be safe than sorry, so don’t wait to get a roof inspection after a storm.

 

What You Can Expect When You Choose Millersberg

Unpredictable storms create unpredictable problems. That’s why it’s important to choose the right professional to inspect the integrity of your home after a storm. It’s important to find someone who is local, properly certified, efficient, courteous, and available to complete your warranty work. All of which you’ll find working with Millersberg.

Unpredictable storms create unpredictable problems. That’s why it’s important to choose the right roofing and siding professional to inspect the integrity of your home after a storm. It’s important to find someone who is local, properly certified, efficient, courteous, and available to complete your warranty work. All of which you’ll find working with Millersberg Construction. Contact us today at 507-301-3626 to request a free, no-obligation inspection or use our online contact form!

 
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5 Roofing Maintenance Tips That Will Save You Money

25 Jul 2017
If you’re like most homeowners, you don’t spend too much time thinking about the condition of your roof. If it needed a major repair or, even worse a replacement, you’d probably think about it then! But replacing a roof can be a big financial hit while regular maintenance will cost only your time. Read on to learn some roof maintenance tasks you can do to prevent costly problems and save money in the long run by making your roof last as long as possible!

Install Proper Ventilation and Adequate Insulation.

This is among the most critical, and often overlooked, factors in extending the life of your roof. Without proper ventilation, a buildup of heat and moisture in your attic can lead to roof rot and diminished insulation efficiency. In winter months, a poorly ventilated attic is a key contributor to the formation of damaging ice dams. In short, properly insulated attic spaces allow your roof to perform as efficiently as possible.

Keep Gutters and Downspouts Clear.

Leaves, twigs and other debris can clog your gutter system, causing expensive water leaks in your attic and interior living spaces. If they are clogged, gutters and downspouts can’t channel water and snowmelt away from your home. You’ll also want to inspect your gutters for signs of damage.

Trim Your Trees.

While trees around your home can provide shade during the summer – they can cause damage to your home in the fall and winter if they are not trimmed back. The extra weight of ice to tree limbs can cause them to snap and break – and if they are long enough branches can damage shingles by brushing up against them.

Inspect Flashings.

Did you know that 90% of the time, a roof leak is the result of improper roof installation or defective metal flashing?  Roof flashing consists of metal strips installed where the main body of the roof meets up with the home’s siding, chimneys or skylights. Because many roof leaks begin at these connection points, check the flashings for holes, cracks, or other signs of damage or deterioration.

Perform Regular Inspections.

It’s a good idea to have a professional roofing contractor perform a routine inspection on a regular basis. Look for signs of damage on the roof surfaces, as well as in the attic and interior of your home. Small leaks or minor damage can often be repaired for little cost. Ignoring them, and allowing them to become major problems, can be a very expensive mistake.

 

Request An Inspection Today!


Unpredictable storms create unpredictable problems. That’s why it’s important to choose the right roofing and siding professional to inspect the integrity of your home after a storm. It’s important to find someone who is local, properly certified, efficient, courteous, and available to complete your warranty work. All of which you’ll find working with Millersberg Construction. Contact us today at 507-301-3626 to request a free, no-obligation inspection or use our online contact form!

 
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Why Ignoring A Hail Damaged Roof Could Cost You

10 Jul 2017
Why Ignoring A Hail Damaged Roof Could Cost You

If your home has been hit by a hail storm, and you don’t have an extra $21,204 laying around, you may want to consider getting a hail damage roof inspection ASAP.

After a severe storm, many homeowners are not aware of hail damage on their roofs. In most cases, hail damage to roof tops often times cannot be seen from the ground, and that’s a big reason why the idea of hail damage hardly ever crosses a homeowner’s mind.

Homeowners should always request a hail damage roof inspection after severe weather events to check for signs of damage. Not only will it identify potential costly issues, but it will also give you peace of mind that your home is safe. However, many homeowners wait or ignore hail damage which can end up costing them a lot more in the long run.

 

Hail Damage And Your Homeowners Insurance

Your roof is your home’s primary defense against the elements. Insurance companies understand how important a fully functional roofing system is which is one of the reasons why roof damage caused by hailstorms is covered by your policy.

Hail damage can take years to cause roof leaks and many homeowners put off getting an inspection or fixing damages. This is never a good idea. Here’s why:

  • When hail hits an asphalt shingle it often knocks off the protective granule coating. Once the granules are gone, the protective layer underneath is exposed to the elements.

  • The sun’s ultraviolet light will weaken the exposed spots and make them brittle. These exposed areas are very susceptible to leaks.

  • Once leaks occur, the damage can be extensive due to potential damage from mold, electrical issues, ceiling and wall damage from water and perhaps even personal property losses. The damage can also come very quickly and often is not initially detected.


While hail damage to your roof is covered by homeowner’s insurance policies, the additional damage caused by waiting to get repairs is not. Most insurance companies believe it is the homeowner’s responsibility to maintain their homes and take action to prevent leaks and subsequent damage. Therefore, if you wait until your roof is leaking to make a claim you could be footing the bill for all the major repairs.

Preventing additional damage to your home is one of the reasons why some (but not all) insurance companies have time limitations to file a claim. In fact, most policies state that claims should be filed “promptly” or “as soon as possible”.

 

Ignoring Hail Damage? Start Saving Now.

What would you do with an extra $21,204? Go on vacation? Go back to school? Invest it? The last thing you would likely think about doing if someone handed you a check for $20k would be to replace the roof on your home. Our advice to homeowners who have not scheduled an inspection after a hail storm, or plan on waiting for roof leaks to develop before filing a hail damage claim, is to start saving now.  According to Remodeling.com’s 2017 Cost vs. Value Report, that’s exactly how much the average roof replacement costs.

As we mentioned before, most insurance companies believe it is the homeowner’s responsibility to maintain their homes and take action to prevent leaks and subsequent damage. If you wait too long get an inspection, be prepared to pay out of pocket for any additional damage caused to your home. Furthermore, if your policy has a time limitation for filing a claim and you wait to get a roof inspection only to find out your roof is damaged you may end up having to pay for repairs that would have otherwise been covered by your insurance company.

When it comes to your home, it’s always better to be safe than sorry so don’t wait to get a roof inspection after a storm. Contact us today to learn more or to request a roof inspection.

Don’t pay out of pocket for damage that would have been covered by insurance.
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